Special Offer

Pawnbroking Representative ExampleIf you borrow £120 and repay over 7 months at an interest rate of 7.83% (fixed) then you will repay a total amount of £185.77, comprising of interest of £65.77, in a single instalment. The representative APR is 116.0%.

Your Jewellery, Gold or Silver are required as security against the loan. If you fail to repay on time any items you pawn may become our property and/or may be liable to sale.

Complaints ProcedureWe strive to offer a high quality service but if you should be unhappy with any aspect of our service then please do get in touch. Please click here to review our complaints procedure.



About Cheques and ChangeCheques and Change is an independent pawnbrokers offering financial services to customers from our 7 outlets in Bristol, Yate and Weston-super-Mare. Our aim is to provide a fast and friendly service without the lengthy processes associated with borrowing from banks and building societies. European Change Consulting Ltd t/a Cheques and Change is authorised and regulated by the Financial Conduct Authority. Money Service Business No. 12113703.


Legal© 2014 Cheques & Change is the trading name of European Change Consulting Ltd.
All loans subject to status. Customers must be aged 18+.  Registered in England as European Change Consulting Ltd Registered Number 2887296 Registered address 40A East Street, Bedminster, Bristol BS3 4HD


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